Spiritualist In Korea: Chapter 130 Busy

   "Let me ask you about the situation."

  Cha Zhenghao happened to have a friend working at Hana Bank, so he helped Li Mo to explore the wind first.

   If the bank finally evaluates that Li Mo can rely on credit for a loan, it would be better.

   After all, a secured loan requires a series of documents and certificates, which is difficult to complete in a short period of time.

  Li Mo did not refuse, there are people in the DPRK who are easy to handle. Banks are not charitable institutions. If you are unlucky enough to encounter a black heart, it is common to fall into the contract trap by accident.

   The call ends soon.

   Che Zhenghao smiled, "Renzhong said it's not a big problem, if you're really interested, Xiaomo, you can talk to him in detail."

   "Hana Bank is the third largest commercial bank in South Korea, Renzhong is my junior, and his character should be trustworthy."

   "Okay, I'll go find him now."

   It's not too late, now that the decision has been made, Li Mo doesn't want to be sloppy.

   After leaving the office, I went straight to Hana Bank.

  Li Renzhong is a slightly fat middle-aged man, with a smile on his plump face, just like Maitreya rebirth.

   "President Li, it's a pleasure to meet you."

   "Hello, Section Chief Li."

  Li Mo reached out and shook Li Renzhong lightly, and the two sat down.

  Li Renzhong smiled kindly and said, "Listen to Brother Zhenghao, President Li wants a loan from our bank?"

   "There is an investment project that requires a sum of cash."

  Li Mo briefly explained, while Li Renzhong fell into contemplation.

   He agreed very readily on the phone, and the more important reason was that he was interested in Li Mo's identity.

  The hot sale of 'Pink Dream', this year's Fragrance Rose Garden will bid farewell to the days of deficit.

  For a single product, the output of 50,000 bottles will bring in sales of 500 billion won. Although he doesn't know the cost of 'Pink Dream', Li Renzhong knows a little about the ratio of the agent's share.

  60%, that is to say, the income of the rose garden is 300 billion.

   Of course, Li Renzhong will try his best to win over such potential customers.

   In fact, some time ago, Moyun Company was established to expand the scale of the winery, which made many banks move their minds.

   Find Kim Byungnam and ask if he needs a loan.

   But the Fragrance Rose Garden is not what it used to be. There is a large amount of cash in the account, and there is no need for a loan at all, so the bank earns service fees and interest in vain.

   Now, Li Mo, the president, has come to the door, of course Li Renzhong will not miss this opportunity.

   "If possible, President Li may wish to increase the loan amount to 5 billion!"

   Li Mo was stunned. He originally wanted 4 billion, but Li Renzhong helped him increase it to 5 billion. Why?

The    is more than one billion, and the interest will also be paid a lot more.

  Li Renzhong explained calmly: "Although you may have to pay a little more service fees and interest, the extra one billion will undoubtedly make President Li more flexible. Even if there is an accident, you can still have enough cash flow."

   is the truth, Li Mo felt that the fat man was right.

   nodded and motioned for Li Renzhong to continue.

   "I suggest President Li to choose this option." Li Renzhong opened the folder he brought and showed Li Mo the terms.

   "If the repayment period is more than one year, the service fee plus interest will total 9%."

   "If it only takes three to five months, the service fee and interest are reduced to five percent."

  Li Mo did not agree immediately, but asked Li Renzhong for the document and looked at it carefully.

   Indeed, what Li Renzhong introduced to him was the best solution.

   "Thank you, Section Chief Li, I'll go back and think about it and give you an answer."

   "No problem, please."

   Li Renzhong is not a stalker, just a small loan of 5 billion, and there is no need to use this method. At the current stage, the main thing is to build a good relationship with Li Mo.

  The relationship is good, what business will you have in the future, isn't he Li Renzhong the first thing that comes to mind?

  ･･･

   took the documents and went home.

  Li Mo carefully weighed again the pros and cons of buying Sundaycoffee.

   Unlike winemaking and perfume, Li Mo is not very confident to run a cafe.

The only thing    can help is the Grade A strawberries produced in the greenhouse.

   may not be able to sell at the ideal high price, and there is still a question mark for the time being.

   In the sunshine greenhouse using the A-level Spirit Raising Array, after the first maturity, at least hundreds of kilograms are produced every day, that is, 50 kilograms.

   Calculated based on a box of 250 grams, that is 200 boxes per day.

   One kilogram of strawberries on the market usually costs between 19,000 and 30,000 won.

  If he successfully buys Sundaycoffee, Li Mo will definitely put A-grade strawberries in the store for sale.

   The target price of 50,000 won per box should not be too much, maybe even higher.

  200 boxes a day, 30 days a month, that is 6,000 boxes. The sales were successfully completed, and the income was 300 million a month, and 3.6 billion a year.

  The cost is close to zero, pure profiteering.

   And there will be side effects.

   Through top and delicious strawberries, it should be able to drive the turnover of the cafe. Can't come, just to buy a box of strawberries?

  What if it is further processed to develop a series of desserts, or more profitable?

   But everything has to be practiced before we know the result.

   "That's it, anyway, the strawberries from the greenhouse have to find a place to deal with. Instead of looking for someone else, it's better to buy this existing platform."

   After pondering for a moment, Li Mo made his final decision.

   breathed a sigh of relief, put down the pen, Li Mo twisted his neck and stretched his waist.

   Running around all day today almost didn't kill him.

   But the hard work is worth it.

   After processing the documents, Li Mo returned to the room to continue the unfinished script.

After a few minutes.

  Kim Taeyeon opened the door and came in. Seeing the empty living room, she didn't find Li Mo's figure. She muttered a few words, went in with a large bag of things, and closed the door.

  Li Mo heard noises outside and quickly came out to check.

   "The announcement ended so early? What did you buy?" He took the bag from Kim Taeyeon and asked in confusion.

   "It ended early."

   "It's all daily necessities. I'll use yours next time."

  Kim Taeyeon looked at Li Mo with disgust, but her face was a little red.

   "Haha." Li Mo scratched his head silly, does this count as a cohabitation mode?

   The young couple packed their things and lay lazily on the sofa.

   "Oppa, Xiao Jing said you want to buy Sundaycoffee, is it true?"

   "Oh, there is a plan. This little horn, you know so soon?" Li Mo asked casually, playing with the girl's hair.

   "I used to frequent it when I was a trainee. Sika also said that he would open a similar cafe in the future. I heard Krystal broke the news today, and he wanted to give you advice."

  Li Mo is a little funny, Jessica is the kind of girl with a little bit of a petty bourgeoisie. Plus people are lazy and like a slow-paced life.

  Like a koala.

   Speaking of this topic, Li Mo asked curiously: "I see other stars have side jobs, what cafes, barbecue restaurants, why don't you Girls' Generation?"

   Nine people, plus Girls' Generation, should have great commercial potential.

  Kim Taeyeon pouted, "Different interests, nine people and nine opinions, plus the company doesn't agree."

   "Tsk tsk, what a waste."

   Li Mo is not without pity, but he is also right, the income from sideline business is too slow, and the investment is large. With this skill, it is better to run a few more trips and hold a few more concerts to make money.